{"id":279,"date":"2021-02-26T13:58:38","date_gmt":"2021-02-26T13:58:38","guid":{"rendered":"https:\/\/www.topsummerlindentist.com\/blog\/?p=279"},"modified":"2021-02-26T13:58:40","modified_gmt":"2021-02-26T13:58:40","slug":"dental-insurance-and-emergencies","status":"publish","type":"post","link":"https:\/\/www.topsummerlindentist.com\/blog\/2021\/02\/dental-insurance-and-emergencies\/","title":{"rendered":"Will Dental Insurance Cover Your Emergency Appointment?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.topsummerlindentist.com\/blog\/wp-content\/uploads\/2021\/02\/AdobeStock_106807266__1___1614344661_25413.jpg\" alt=\"Notepad reading \u201cDental Insurance\u201d surrounded by medical equipment\" class=\"wp-image-280\" width=\"305\" height=\"203\" srcset=\"https:\/\/www.topsummerlindentist.com\/blog\/wp-content\/uploads\/2021\/02\/AdobeStock_106807266__1___1614344661_25413.jpg 800w, https:\/\/www.topsummerlindentist.com\/blog\/wp-content\/uploads\/2021\/02\/AdobeStock_106807266__1___1614344661_25413-300x200.jpg 300w, https:\/\/www.topsummerlindentist.com\/blog\/wp-content\/uploads\/2021\/02\/AdobeStock_106807266__1___1614344661_25413-768x512.jpg 768w\" sizes=\"auto, (max-width: 305px) 100vw, 305px\" \/><\/figure><\/div>\n\n\n\n<p>Dental insurance plans are different from medical insurance plans in that they mainly focus on prevention; that\u2019s why your regular checkups and cleanings are often fully covered. But what if the worst has already happened? What if you need to have an infected tooth pulled or are suffering from oral pain that continues to grow worse and worse? Can you still count on your dental insurance to help reduce your out-of-pocket costs? Whether you\u2019re visiting a practice <a href=\"https:\/\/www.topsummerlindentist.com\/new-patients.html\">for the first time<\/a> or already have a dentist you can turn to for urgent care, it\u2019s important to be aware of what is \u2013 and is not \u2013 covered by your dental plan in the event of an emergency.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Is Emergency Care Covered Under Your Plan?<\/h2>\n\n\n\n<p>While every dental plan offers different benefits, most of them will offer some level of coverage for emergencies. However, the exact amount that your insurance carrier is able to cover will vary depending on what kind of treatment is required. You can often expect your plan to cover up to 80% of the cost for minor restorations such as fillings, but for more extensive treatments like tooth extraction and crown placement, the coverage is usually around 50%. Before beginning any sort of emergency treatment, it\u2019s important to confirm what type of coverage you can expect.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Will My Out-of-Pocket Costs Be with Dental Insurance?<\/h2>\n\n\n\n<p>The answer to this question will not be the same for everyone. After all, no two dental emergencies are the same, and different treatments come with different costs attached. And of course, there\u2019s your own unique situation to consider. Factors that affect out-of-pocket cost include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The type of treatment required and the level of coverage your plan offers for it.<\/li><li>Whether or not you have met your deductible for the year.<\/li><li>Co-pays, or set dollar amounts that you by yourself.<\/li><li>The annual maximum, which is the total amount of money that your insurance company sets aside for your care each year.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Will a Dental Plan Not Cover?<\/h2>\n\n\n\n<p>Dental insurance typically does not help pay for emergency room or urgent care visits. You might have to call an emergency room if your dental issue is having life-threatening consequences, such as making it difficult to breathe or causing unstoppable bleeding. Such cases are typically covered by medical insurance instead. Also, since each dental plan is different, there\u2019s a chance of your policy not covering specific kinds of care. It\u2019s a good idea to call your insurance company directly if you\u2019re not entirely sure what kind of coverage you\u2019ll receive in the event of an emergency.<\/p>\n\n\n\n<p>Dental emergencies are always frightening, but if you\u2019re aware of the kind of insurance coverage you have, you\u2019ll be in a better position to get the care you need without having to worry about the cost. Take the opportunity to learn about the specifics of your insurance now so that you\u2019re in a better position to act when you need it most.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">About the Author<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.topsummerlindentist.com\/meet-the-doctor.html\">Dr. Pamela J. West<\/a> was recently recognized as one of the \u201cTop Dentists\u201d in Summerlin and has also been voted the \u201cTop Female Dentist\u201d by her peers. Her practice, the Summerlin Center for Aesthetic Dentistry, offers high quality emergency care in a relaxing, spa-like environment. Dental insurance is always welcome, and Dr. West\u2019s team will always handle the claims for you. To learn more about our emergency services and how dental insurance works at our practice, <a href=\"https:\/\/www.topsummerlindentist.com\/request-an-appointment.html\">visit our website<\/a> or call (702) 844-6224.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dental insurance plans are different from medical insurance plans in that they mainly focus on prevention; that\u2019s why your regular checkups and cleanings are often fully covered. But what if the worst has already happened? What if you need to have an infected tooth pulled or are suffering from oral pain that continues to grow [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-279","post","type-post","status-publish","format-standard","hentry","category-general-dentistry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance | Emergency | Summerlin Center for Aesthetic Dentistry<\/title>\n<meta name=\"description\" content=\"Your dental insurance plan is mainly designed to help pay for preventive care, but what benefits does it offer during a worst-case scenario?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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